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Standard Payouts - Overview

Standard Payouts helps you send secure, mass payouts to multiple recipients using just their email, phone number, PayPal ID, or Venmo handle. With Standard Payouts you can pay recipients in 96 countries and 24 currencies. Recipients can receive a payout in their PayPal or Venmo account.

Note: This developer guide explains how to use Standard Payouts. For Advanced Payouts, see Hyperwallet Payout Documentation.

Key features​

Standard Payouts equips you to:

  • Save time with mass payouts.
  • Expand reach and pay recipients in more than 96 countries in local currencies.
  • Improve recipient experience with two ways to claim payouts (PayPal and Venmo) and addition of custom messages for easy communication.
  • Streamline operations with payout tracking and management through the PayPal dashboard, Payouts APIs, or webhooks.
  • Protect transactions and customer information with PayPal’s trusted security measures.

How it works​

  1. Sender: Initiates payouts using one of these methods:

    • Payouts APIs: Sends an API request.
    • Large-batch file transfer: Creates an input file and uploads it to the SFTP server.
    • Payouts Web UI file upload: Creates a CSV file, uploads it to the PayPal account, and clicks Send Payouts.

  2. PayPal: Starts payouts processing and confirms successful start in one of these ways:

    • Payouts APIs response: Sends a response to the server that sent the API request.
    • Large-batch file transfer acknowledgment: Uploads an ACK report in the Outgoing folder on the SFTP server.
    • Payouts Web UI file upload status: Updates the transaction status on the Activity page of the sender’s PayPal account.

  3. PayPal: Notifies recipients about the payout.

  4. Recipient: Claims the payout in one of these ways:

    • Recipient with a PayPal or Venmo account: Logs into their account and claims the payout.
    • New recipient: Opens a PayPal or Venmo account and claims the payout.

Eligibility​

Available countries: Standard Payouts is available in 96 countries. See Supported countries.

Available currencies: You can pay in 24 currencies. See the PayPal Merchant Fees page for supported currencies.

Available features: Standard Payouts lets users send, receive, and withdraw money. Recipients can also withdraw money in their local currency. You can offer an experience to recipients that matches their local language needs. All these features are grouped into four sets. Each country is tied to one set, and businesses in that country can use the features in their set. For information on countries and eligible feature sets, see Countries and supported features.

  • Set 1: Send, receive, and withdraw money
  • Set 2: Send, receive, and withdraw money in local currency
  • Set 3: Fully-localized experience
  • Set 4: Receive and withdraw money

Account type - Business account: To integrate Standard Payouts, your PayPal business account must be approved to access Payouts. Request access to the Payouts feature. PayPal notifies you about your access status through email.

Important information​

Sender fee​

  • PayPal applies a fee to each payout transaction. This fee is either a percentage of the payout amount or a flat rate if the sender uses Payouts APIs.
  • Each transaction has a maximum fee limit, which depends on the payment currency.
  • Recipients are not charged any fees to receive payouts.
  • Venmo payouts incur the same fee as PayPal Standard Payouts - US.
  • If a payout requires currency conversion, extra charges apply. See PayPal currency conversion.

For accurate and up-to-date fee details, see the PayPal Merchant Fees page.

Payout limits​

CountryIndividual payout maximumTotal payout maximum
U.S.$20,000.00 USDUnlimited
Other countriesUp to $20,000.00 USD in your country's local currencyUnlimited